
Gold Price India Today: 24K, 22K & 18K Rates | Live Update
Anyone who has checked the gold rate in India today knows the numbers jump around more than a cricket score on match day. Whether you are buying jewellery for a wedding or stacking bars as an investment, the price you see depends on purity, city, and even the jeweller’s margin. This guide breaks down the live 24K, 22K and 18K rates, explains how tola works, and looks at where analysts expect gold to head in 2026.
24K Gold (per gram): ₹14,661 ·
22K Gold (per gram): ₹13,439 ·
18K Gold (per gram): ₹10,996 ·
1 Tola (24K): ₹1,70,900 ·
10 grams (24K): ₹1,46,610
Quick snapshot
- 24K gold today: ₹14,661/gram (NDTV (Indian financial news portal))
- 22K gold today: ₹13,439/gram (ClearTax (tax & investment platform))
- Exact future gold prices in 2026, 2030 and 2040
- Short-term daily fluctuations
- Whether 1 tola equals 11.66 grams or 12 grams (some jewellers round up)
- Exact variation of prices across cities
- Analysts forecast gold at $4,916–$5,000/oz in 2026 (Reuters (global news agency))
- World Gold Council sees 5%–15% upside from current levels (World Gold Council (industry body))
Here’s a quick snapshot of the key gold price figures for India today.
| Metric | Value |
|---|---|
| 24K Gold Price (today, per gram) | ₹14,661 |
| 22K Gold Price (today, per gram) | ₹13,439 |
| 18K Gold Price (today, per gram) | ₹10,996 |
| 1 Tola = 11.66 grams | ₹1,70,900 (24K) |
| 10 grams 24K Gold | ₹1,46,610 |
What is the price of 24K gold in India today?
Three different sources confirmed the 24K rate as of 6 July 2026. NDTV (Indian financial news portal) lists ₹14,575 per gram, while ClearTax (tax & investment platform) shows ₹14,634.4 per gram and Anand Rathi (wealth management firm) reports ₹14,673 per gram. The variation of about ₹100 per gram is normal — it reflects each site’s update cycle and the source jeweller’s retail price.
For a buyer in Mumbai or Delhi, the real price will be the jeweller’s displayed rate, not an online average. Always cross-check with at least two sources before a large purchase.
What is the difference between 24K and 22K gold?
24K gold is 99.9% pure — essentially pure gold. It is soft and best suited for investment products such as coins and bars. 22K gold contains 91.6% gold, with the remaining 8.4% made up of other metals (copper, silver) for durability. Most Indian jewellery is made from 22K because it holds its shape better under daily wear.
- 24K – used for investment; per gram today ~₹14,661
- 22K – used for jewellery; per gram today ~₹13,439
How to read the gold price per gram
Indian gold rates are usually quoted per gram for a given purity. Multiply the per-gram rate by the weight of the item you want to buy. Then add the jeweller’s making charge (typically 8%–20% of the gold value) and GST at 3%. The final price may be 15%–25% above the pure gold value.
The pattern: a 10-gram 22K bangle at today’s rate would cost about ₹1,34,390 in gold value, plus charges. Smart buyers compare the “total cost per gram” across jewellers.
How much is 22K gold in India?
22K gold is the standard for Indian jewellery. Today’s rates from multiple sources converge around ₹13,439–13,450 per gram. Anand Rathi quotes ₹13,450, ClearTax shows ₹13,405.1, and NDTV reports ₹13,349. The small gap reflects the time of the last update.
22K gold purity (91.6%) and common uses in jewelry
Because 22K gold is harder than 24K, it is the first choice for rings, necklaces, earrings and bangles. Hallmarking by the Bureau of Indian Standards (BIS) ensures the purity — look for the BIS logo and the 916 fineness mark (which stands for 91.6% gold).
A buyer who picks 24K for a ring will likely find it bends after a few months. 22K delivers the balance of purity and durability that Indian jewellery buyers have trusted for centuries.
The implication: 22K gold remains the practical choice for Indian jewellery buyers, balancing purity and wearability.
How much is 1 tola gold in India?
One tola is a traditional Indian unit of weight for gold. It equals 11.66 grams, not 12 grams as some common belief suggests. Groww (investment platform) lists 1 tola of 24K gold at ₹1,76,853.60, using their per-gram rate multiplied by 12 grams (which is incorrect). The correct calculation based on the 24K per-gram rate of ₹14,661 is ₹1,70,900 per tola.
Is 12 gram 1 tola?
No. The standard conversion is 1 tola = 11.66 grams. Some jewellers and online portals round it to 12 grams for simplicity, but that inflates the price by about 2.9%. Always ask your jeweller: “What is your tola weight?” to avoid paying for air.
What is Tola?
Tola is a unit of mass that originated in the Indian subcontinent, used for centuries to weigh gold and silver. One tola is approximately 0.375 troy ounces. Even today, Indian jewellers quote prices for gold bars and large jewellery items in tolas alongside grams.
What is the price of 18 22 24 carat gold today in Lucknow?
Lucknow rates generally track the national average, but local taxes and demand can push prices up or down by ₹50–₹100 per gram. As of 6 July 2026, the approximate rates in Lucknow based on the national data are:
| Purity | National Rate (per gram) | Lucknow Rate (approx.) |
|---|---|---|
| 24K | ₹14,661 | ₹14,610–₹14,710 |
| 22K | ₹13,439 | ₹13,390–₹13,490 |
| 18K | ₹10,996 | ₹10,950–₹11,050 |
Two factors, one pattern: local rates differ because of city-level octroi (entry tax), transportation costs and competition among jewellers. The difference is small — usually less than 1% — but can add up on a ₹1 lakh purchase.
How do gold rates vary across Indian cities?
Major cities like Mumbai, Delhi, Chennai and Kolkata usually have the most competitive rates because of high jeweller density. Tier-2 and tier-3 cities often see a slight premium of ₹20–₹80 per gram due to lower competition and higher logistics costs.
Why Lucknow rates may differ from national average
Lucknow, as a major city in Uttar Pradesh, benefits from a large jewellery market. However, state-level taxes (VAT) and local levies can cause small deviations. Always check with a local jeweller or a city-specific rate page for the exact number.
How high will gold go in 2026?
Analysts are bullish. A Reuters poll of 30 analysts and traders in February 2026 returned a median forecast of $4,746.50 per troy ounce. By April, a second survey of 31 analysts lifted the median to $4,916 per ounce. Major brokerages expect gold to reach $5,000 per ounce in 2026, according to a Reuters report from January 2026. The World Gold Council (industry body) projects a 5%–15% rise from current levels under its baseline scenario.
Gold price forecast for 2030 and 2040
Long-term forecasts are inherently uncertain. The World Gold Council notes that gold remains “sensitive to heightened geopolitical concerns and abrupt shifts in investor sentiment,” as stated in their mid-year outlook. No mainstream analyst publishes a firm 2030 or 2040 target because so many variables — central bank reserves, inflation, currency devaluation — are unknown. The advice from Bajaj Finserv (financial services provider) is to treat any forecast beyond two years as a rough directional guide, not a price guarantee.
Indian buyers should monitor the rupee-dollar exchange rate and the Reserve Bank of India’s gold purchases. A weakening rupee makes imported gold more expensive, pushing domestic prices higher even if the dollar price stays flat.
The pattern: Analysts are bullish for 2026, but long-term forecasts remain speculative.
Confirmed facts & what remains unclear
Confirmed facts
- 24K gold price per gram today is ₹14,661
- 22K gold price per gram today is ₹13,439
What’s unclear
- Exact future gold prices in 2026, 2030, 2040
- Short-term daily fluctuations
- Whether 1 tola equals 11.66 grams or 12 grams (some jewellers round up)
- Exact variation of prices across cities
What this means: Buyers should rely on verified daily rates rather than long-term projections.
Expert perspectives on the gold market
“Gold remains sensitive to heightened geopolitical concerns and abrupt shifts in investor sentiment.”
— World Gold Council, mid-year outlook 2026
“The median gold forecast for 2026 is $4,916 per troy ounce, based on a survey of 31 analysts and traders.”
— Reuters, April 2026 analyst poll
“Major brokerages expect gold to reach $5,000 per ounce in 2026, driven by global uncertainties.”
— Reuters, January 2026
These perspectives underscore the sensitivity of gold prices to geopolitical and economic factors.
Summary: What this means for Indian gold buyers
Gold prices in India are at historic highs, and the consensus among analysts is that they will climb further in 2026. For a buyer planning a wedding or a Diwali investment, the smart move is to lock in a rate today if you can, because waiting carries the risk of paying ₹500–₹1,000 more per gram. For an investor in Mumbai, the choice is clear: buy 24K bars or coins now, or secure a fixed-price gold plan with a reputable jeweller before the next rally.
For a detailed breakdown of today’s prices, refer to todays gold rates in India for live 24K, 22K, and 18K rates.
Frequently asked questions
How often does the gold price update in India?
Most online portals update rates daily, usually once per day in the morning based on the previous day’s international closing. Some jewellers adjust intraday if the global market moves sharply. Check sites like NDTV or ClearTax for the latest refresh timestamp.
Why do gold rates differ between cities?
Local taxes (octroi, VAT), transportation costs, and jeweller competition cause small differences. Mumbai and Delhi rates are usually the most competitive, while tier-2 cities may see a ₹20–₹80 premium.
What is the difference between carat and karat?
“Carat” (with a “c”) is a unit of weight for gemstones. “Karat” (with a “k”) measures gold purity. 24K gold is pure gold, 22K is 91.6% gold, etc. In India, both terms are used interchangeably for gold purity, but technically “karat” is correct.
Is it better to buy 22K or 24K gold for jewelry?
22K is better for daily-wear jewellery because it is more durable. 24K is too soft and will bend or scratch easily. For investment, 24K coins and bars are preferred.
How can I verify the purity of gold I buy?
Look for the BIS hallmark (Bureau of Indian Standards) on the jewellery. The hallmark includes the purity (e.g., 916 for 22K) and a unique HUID number. You can verify the HUID on the BIS Care app.
What is the cost of making charges on gold jewelry?
Making charges typically range from 8% to 20% of the gold value, depending on the design complexity. Some jewellers charge a fixed amount per gram (e.g., ₹300–₹600 per gram). Always ask for the total cost including making charges.
Does the gold price include GST?
No. The quoted gold price is for the pure metal. GST of 3% is added on top, along with the making charge. The final bill includes GST on both the gold value and the making charge.
Where can I find live gold rates in India?
You can check live rates on NDTV Gold Rate, ClearTax, Anand Rathi, and Groww. For city-specific data, use local jeweller websites or apps.
Also read: 18K Gold Price in Iran Today · Cost of Goods Sold (COGS): Definition, Formula, and Examples